Built for households with real complexity

A household with any real financial complexity looks nothing like the demo account in a budgeting app’s onboarding flow. There are two incomes, sometimes three generations. A primary residence and a rental property, or two. A business account that shouldn’t be counted the same way as personal savings. Credit cards split by who actually uses them. An advisor-managed brokerage account next to a self-directed one. None of that is exotic — it’s just what a real household’s finances actually look like once there’s more than one adult and more than one asset.

Ownership, not just balances

Every account and every transaction in FullyNetted can be attributed to a specific household member, tagged personal or business, and — for real estate — tied to a specific property. That’s not a nice-to-have field; it’s the difference between “the household made $180K” and “here’s what each of us actually earned, and here’s what the rental actually nets after expenses, separate from everything else.”

Real estate and private assets, not just liquid accounts

A brokerage balance is easy for any finance app to show. A rental property’s equity, its Schedule E income, a private company stake, an angel investment with no public price — those need real fields, not a workaround. FullyNetted tracks real estate valuations and mortgage balances over time, private and illiquid assets with your own periodic valuations, and folds all of it into one net worth number alongside the accounts a bank API can see.

Complexity handled, not hidden

The goal was never to make a household’s finances look simpler than they are. It was to make the actual complexity — multiple owners, multiple properties, multiple account types, real tax exposure — visible and computable, instead of scattered across a dozen logins and one overwhelmed spreadsheet.

If your household’s finances fit on the back of a napkin, you don’t need this. If they don’t, this is what “one number” was supposed to mean all along.